Free · 60 seconds · No credit pull

What business funding are you actually ready for?

Answer 5 quick questions and get your LendPrep Readiness Score — plus exactly which products you qualify for and what to do next.

🏛️ SBA Loans 🏠 Business HELOC 💼 Term Loans

Won't affect your credit. Takes about a minute.

Question 1 of 5

Roughly, what's your credit score?

A ballpark is fine — this drives what you qualify for.

Excellent — 720+

Good — 680–719

Fair — 640–679

Building — 600–639

Below 600

Question 2 of 5

How long have you been in business?

Time in business matters most for SBA loans.

2+ years

1–2 years

6–12 months

Under 6 months / pre-launch

Question 3 of 5

What's your average monthly revenue?

Your top-line business revenue, not profit.

$100,000+

$50,000 – $100,000

$25,000 – $50,000

$10,000 – $25,000

Under $10,000

Question 4 of 5

What does your existing business debt look like?

Especially any merchant cash advances (MCAs) with daily/weekly payments.

No existing debt

Some manageable debt

Significant debt

MCAs / daily payments

Question 5 of 5

Do you own property with equity?

Home or commercial property equity is what unlocks a business HELOC.

Yes — with meaningful equity

Own, but little equity yet

No / I rent

Last step

Where should we send your Readiness Score?

See your score and what you qualify for on the next screen. We'll also reach out with your best options.

Full name

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Email

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Phone

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No hard credit pull. Your information is kept secure and never sold.

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Not quite there yet?

Grab the free LendPrep Handbook — how to raise your score to 600 (HELOC) or 640 (SBA).

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